Prepaid Funeral Plans

Planning for later life is never easy, but it can be comforting and reassuring to know that you have taken care of your arrangements, including your funeral. By taking the time now, you can provide both financial and practical help for your loved ones in the future.

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What is a Prepayment Funeral Plan?

A  funeral pre-payment plan is what its name implies allowing you to pay now for a funeral in the future. Whether that is a direct cremation or direct burial.

We partner with Ecclesiastical Planning Service Limited, a part of the Ecclesiastical Group and a registered provider of the Funeral Planning Authority adhering to its Code of Practice and high professional standards.

The plans we offer give you exceptional financial security for your money; every penny of the full value of the plan (excluding Ecclesiastical’s initial management fee*) is held securely in a whole of life assurance policy** and ring-fenced for you funeral when the time comes. The money is made immediately available to us at the time of need, enabling us to carry out the agreed funeral services. The funds cannot be used for anything other than your funeral for your peace of mind.

Our plans cover our costs and as long as we carry out the funeral and your requirements do not change your family will not  be asked to pay a penny more toward our costs, regardless of how long you live or what happens to funeral director’s costs in the meantime.

This guarantee also applies to our fully inclusive services, although you should expect to pay a surcharge, presently £200, to protect us against future price inflation outside our control.

Where you select a non-inclusive product you can also include an allowance toward third party costs such as cremation or burial fees.

Payment has to be made directly to Ecclesiastical Planning Service Limited – we will advise you how this may be done.

*    Ecclesiastical Planning Service Limited add an administration fee of £225 to each of our funeral plans. 
**  Funeral plan funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA).

Have Questions About Funeral Plans?

Please call 020 3404 1548 and talk to one of our experienced staff, or email your question to us.

What happens to my money?

Direct2Grave prepaid funeral plans give you exceptional financial security for your money. Unlike some funerla payment plans, every penny of the full value of your funeral cover (excluding the initial management fee) is held securely in a whole of life assurance policy and ring-fenced to pay for your funeral when the time comes. 

The money is made immediately available at the time of need and the funds cannot be used for anything other than your funeral for total peace of mind.

Your funeral plan funds are held in guaranteed whole of life assurance policies with a life assurance company that is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA).

Funeral plans are not presently regulated by the PRA or the FCA but our plan provider is registered with the Funeral Planning Authority (FPA).

About Ecclesiastical Planning Services

As one of the UK’s leading funeral plan providers and part of the Ecclesiastical Group, Ecclesiastical Planning Services work with us and another 800 or so funeral firms across the country, providing a safe home for your funeral plan pre-payment funds. Ecclesiastical is a specialist UK based financial services group, which has been protecting people, property and funds since 1887. Ecclesiastical’s values of honesty, integrity, fairness and financial security mean that you are in safe hands.